Hmm.

I wonder if this is a "two birds with one stone" affair and this is the first step.

First up being that getting Concordokened gave you full insurance never sat well as a concept. So, it now makes more logical sense.

But I wonder if it's tied into the Smuggling that CCP were planning on introducing.

For those not remembering the small details, CCP were going to overhaul the smuggling contraband system for illegal goods and put policing in the hands of the players. I think it was to help players RP the police role and make bounter hunters have a bigger role.

I wonder if CCP are indeed planning on removing Concord or at least, limiting its ability and response times.

They could change it so that what would normally trigger a Concord response gets the killer(s) flagged with a new semi-permanent criminal flag, which can only being lifed on ship destruction (or a pod kill), coupled with having what's left of Concord place bounties on the crims so that the players who partake in policing get a payout for their work.

Could be an interesting mechanic if it's not exploitable.

It would also be a rather excellent bit of game design and restore a lot of faith for me that CCP aren't afraid of rocking the boat and have still got balls.

Removal of insurance payouts when a ship is destroyed by Concord is nothing but an appeasement scheme that a good number of miners are going to fall for.

It will change the amount of suicide ganks by exactly zero.

The only difference is the players who have been calling for this will now be lulled into a sense of "more security" in high-sec.

They have been under the perception that insurance payouts make some huge difference when it comes to someone taking out their Hulk, which is utter crap. Once you get into ships that are somewhere above newbie-ship, insurance payouts become unbalanced, and in the end you lose money on a gank, regardless of insurance.

Sure, it may pay a small amount back, but the people who do this aren't exactly newbs most of the time, and generally have an alt/corp/alliance with a bank full of isk to back them up.

It would be interesting to see just how many gank ships are even insured in the first place.

I disagree with Tippia here. This move makes high-sec less safe, just as she'd like to see.

Insurance payouts removed = false sense of security for carebears = easier targets.

high-sec will be safe now guys!!! feel free to undock your badgers full of BPOs, your officer fit tengus and don't bother upgrading your clone ever, it's not necessary at all and a massive waste of ISK